Description: Affordability is a primary consideration in the design and marketing of disability products for both group and individual insurers. In this session, the panelists explore the need for affordable coverage from both the insurer's and the customer's perspectives. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 37

Description: Panelists discuss their practices and experiences implementing risk measurement and management for various health insurance product lines including disability income, long-term care, medical/managed care and group insurance products. From Record of Society of Actuaries, Vol. 30, No. 1., Session 65

Description: Panelists discuss the types of adverse selection faced by disability insurers and the manner in which companies deal with the risk in different markets. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 5

Description: This session discusses offering disability insurance over the internet with respect to product design, marketing opportunities and technology issues. From the Record of the Society of Actuaries, Volume 27, No. 1, Session 25

Description: 1999 SOA Annual Meeting, San Francisco. This panel explored ways in which disability insurance underwriting guidelines must be closely linked to product design and sales methods. Panelists discussed a number of specific issues, including emerging illnesses, the protective value of various testing procedures, the role of financial underwriting, and the links between product, price, and underwriting.